Receiving the message “Unable to verify credit references” usually occurs when application of credit is denied. It is required by federal law when the applicant is issued an adverse action notice which states the specific reason for the denial. Typically,…
You may receive the adverse notice reason of “credit card denied, unable to verify identity of applicant”, when you have not been approved for credit. This message is likely due to a mismatch in information between what you have provided…
If you receive an error that prevents Experian from being able to accept your request for a credit report, it may be due to some type of ad blocking software you are using with your Internet browser. This error typically…
If you see ‘WUVISAAFT’ appear as a charge in your bank statement transaction history, it is typically the result of a transfer of funds that you made with your credit or debit card using Western Union money transfer services. The…
If you see ‘FID BKG SVC LLC’ appear on your bank account transaction history, it is typically the result of a transfer of funds you made into a Fidelity Brokerage Services account. The label ‘FID BKG SVC LLC’ can be…
If you see ‘ONLINE PAYMENT WEST DES MOIN’ payment transaction in your bank statement, it is simply the result of paying off your outstanding Wells Fargo credit card balance, either partly or in full. A screenshot of the Wells Fargo…
Chase will typically report to credit bureaus between 3 to 5 days after the payment due date specified on your credit card statement. The date on which Chase will report to the credit bureaus can be referred to by any…
Discover will typically report to credit bureaus between 2 to 3 days after the payment due date specified on your credit card statement. The date on which Discover will report to the credit bureaus can be referred to as either…
Capital One will typically report to credit bureaus 2 or 3 days after the payment due date specified on your credit card statement. The date on which Capital One will report to the credit bureaus can be referred to as…
If you see ‘365 SOS’ appear in your bank account transaction history, it is simply the result of a credit card purchase that you made from a self-service kiosk or vending machine, most likely provided in an office breakroom setting.…