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Lisa Goh

Someone Opened A Credit Card In My Name

Someone Opened A Credit Card In My Name

If someone, such as parent, spouse or any other family member uses someone else’s personal information to open an account without that person’s knowledge, it is considered fraud and identity theft, the same as if perpetrated by a stranger. While…

Adverse Action Notice (2022 Explanation)

Adverse Action Notice

When a credit application is denied, the applicant receives an Adverse Action Notice either electronically or as a hard copy. This is a document which clearly states the reasons for which the applicant was denied. Adverse Action Notices are an…

Can A Towing Company Send You To Collections?

Can A Towing Company Send You To Collections?

A towing company can most definitely send any unpaid towing and impound fees over to collections. This however, depends on the scenario, as it is sometimes just as likely that the vehicle will be removed from the drivers possession –…